FREE CASE EVALUATION | 1-800-260-0784

In most situations, someone’s negligence has caused the accident. How does the injured victim prove a demonstration of negligence?

Who was careless?

That is the question that the insurance adjuster asks, after being assigned a designated claim. Typically, a negligent person carries out a careless action. Adjusters check to see if any of the claimant’s actions copy those of a negligent individual.

Comparative and contributory negligence

Those are 2 different legal principles, each of which concerns the way that the legal system should deal with a claimant that has acted carelessly. The principle of contributory negligence declares that the claimant’s reward should be reduced in proportion to the degree that the claimant contributed to the accident.

The alternate principle has a much harsher punishment for careless claimants. It states that each of them should be deprived of any sort of compensation, as per Personal Injury Lawyer in St John’s.

Another issue that relates to deciding who was responsible for an accident

This particular issue would get introduced in a personal injury case if the claimant had a pre-existing injury. By the same token, the relevance of this issue would become apparent in a case where the claimant had a pre-existing medical condition.

The law declares that no person should put another individual in unnecessary danger. So, if a defendant has aggravated a pre-existing injury, or has triggered the harmful effects of a pre-existing condition, then the same defendant deserves to be punished. What should be the nature of that punishment?

If the defendant has been charged with negligence in a personal injury case, then that punishment takes the form of an obligation. The defendant’s obligation arises from the imposition of a requirement. The injured victim must be compensated. The money for that compensation should come from the defendant’s insurance company.

How can that be the defendant’s punishment? The insurance company has supplied the requested funds. That is true, but the insurance company has the right to raise the price for the defendant’s premium. In that way, the insurer can force the policyholder/defendant to supply the company with a reimbursement. Defendants that carry out an act that qualifies as gross negligence could stand in danger of losing their insurance coverage. Some automobile insurance policies state that the policy will be terminated if the policyholder is found guilty of driving while intoxicated (DWI).

That provision protects the insurer from charges of complicity in a larger crime. An intoxicated driver could collide with another vehicle and cause a fatal accident. If that were to happen, the surviving relatives of anyone that got killed in that DWI-caused incident could file a wrongful death case against the responsible driver.