Regardless of which kind of accident left you injured, you will always have to go up against the insurance company’s investigators and injury claims adjusters in order to receive fair compensation. Your initial conversation with a representative at the insurance company will most likely be nice and sympathetic, but behind the friendliness lies the hidden pressure from their superiors which will push them to minimize the severity of your injuries in order to save the company money.
Your beliefs may be that insurance companies are there to provide financial support to ensure you are at maximum possible health, but the truth of the matter is that insurance companies are businesses. And regardless of how high the premiums you pay are, they will still do everything within their power to avoid giving you even a dime of their money.
Insurance Companies Will Try To Talk You Out of Hiring A Lawyer
Following an accident, you can expect to hear from one of the insurance company’s claims adjusters sooner rather than later. The purpose of this is to abuse your state of shock and need for support and answers by smuggling in the adjuster who will pretend to be your friend, while in reality, all they want is to funnel you false beliefs.
One of the biggest lies they will tell you is that you do not need a Personal Injury Lawyer in Moncton and that they are a waste of money. However, in reality, all the adjuster wants is for you to be defenseless against the ruthlessness of the insurance company and the party who caused your injuries. Without a lawyer, you will end up being compensated far less which will leave you to pay off medical bills out of your own pocket.
Insurance Companies Will Try To Trick You During Every Conversation
If you take only one thing away from these tips, it needs to be that you should never, ever, talk to anyone working for the insurance company prior to speaking with your lawyer. Even if it is just a phone call, the representative of your insurer will still try to get you to say something they can use against you later on.
Especially shortly after the accident, the extend of your injuries may not be obvious which could lead to a recorded phone call during which you say you are feeling fine, when later on, you discover you sustained a serious injury with late onset symptoms. That is why it is important to discuss all aspects of your claim with a personal injury lawyer beforehand, so that when you deal with the insurance adjuster, you are able to secure the right amount of compensation.