Although ICBC deals strictly with motor vehicle accidents, not all of the submitted claims come from a motorist. As a result, different preparations must be made by those that intend to file a claim. The nature of the prepared material depends on the type of claim that has been made.
If a pedestrian or cyclist has reason to file a claim, he or she must prepare by gathering certain information. That gathered information should offer details on the claimant’s medical expenses, lost wages and any out-of-pocket expenses. In order to prepare for claiming compensation, when an accident has taken place outside of British Columbia or outside of Canada, the claimant must learn the rules of the state or province in which the collision took place.
It becomes vital to file the No-Fault Benefits claim which is a part of the Basic Autoplan Coverage in British Columbia. Irrespective of who is at fault, you are entitled to get the benefits of rehabilitation and medical costs for a maximum of $15,000, homemaker benefits, disability benefits for income lost and death benefits, in case of wrongful death.
The victim of a hit-and-run incident can claim the right to compensation if he or she has made an effort to identify the driver. That same victim can be compensated, minus a deductible. At the same time, the victim of a hit-and-run driver deserves compensation for any injuries. A doctor’s report can be used to prove the existence of such injuries.
The victim of an uninsured or underinsured driver does not have to carry-out a great deal of preparations. He or she enjoys access to coverage, which can amount to as much as $200,000. Such coverage has been guaranteed by the Insurance Vehicle Act.
Death claims get handled by those that administrate the services ensured by the Family Compensation Act. That Act guarantees payment of money for certain losses. Personal Injury Lawyer in Moncton enumerates the losses that are covered: Loss of support, loss of inheritance expenses, loss of money spent on funeral costs, and other out-of-pocket expenses.
The above information describes the preparations when a claim has been filed by and for an adult. Sometimes a guardian files a claim for a child. That procedure takes place after completion of a rather long list of preparations. Each such preparation has been designed to protect the child that seeks fair compensation for accident-caused damages.
If the claim isn’t settled within the 24-month period, your lawyer might initiate Supreme Court action, while representing your interest. The next process is the examination of Discovery which is a vital step wherein both the sides prepare the questions in a non-confrontational environment. You might want to discuss the details with one of the experienced legal firms.